General Liability
An insurance policy that covers claims arising from an insured liability due to damage or injury (caused by negligence or acts of omission) during performance of his or her duties or business.
Umbrella / Excess
Insurance policy that covers amounts above those covered under one or more other primary policies, and which does not pay until the losses exceed a certain sum
Professional Liability
Insurance that protects professionals such as accountants, lawyers and physicians against negligence and other claims initiated by their clients
Employer Practices Liability
a type of coverage that protects businesses from the financial consequences associated with a variety of employment-related lawsuits
Commercial Auto
An insurance policy that covers a company's use of cars, trucks, vans and other vehicles in the course of carrying out its business
Cyber Liability
Cyber liability insurance, also known as cybersecurity insurance or cyber risk insurance, is a type of business insurance that protects companies from financial losses caused by cyber incidents. These incidents can include data breaches, viruses, hacking, denial of service, and cyber extortion.
Commercial Flood
Commercial flood insurance is a type of insurance that helps protect businesses from financial losses due to flooding. It can cover damage to a business's physical location, including the building and its contents. It can also cover some financial losses that may result from business interruption.
Directors & Officers
Directors and Officers (D&O) insurance protects company directors and officers from personal financial loss if they are sued by employees, customers, vendors, or other parties. D&O insurance can cover defense costs, settlements, and other costs associated with lawsuits and allegations of wrongful acts. It also protects the company itself if it faces litigation.
Media Liability
Media liability is a type of professional liability insurance that protects businesses and individuals who create and distribute media content from allegations of negligence in their communications. This includes media across online and offline platforms, such as social media, blogs, websites, advertising, broadcasting, publishing, and more.
Workers Compensation
a type of social insurance that provides medical care and cash benefits to employees who are injured or become ill due to their job. It also covers dependents of injured workers and pays death benefits to families of employees who die on the job.