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General Liability

An insurance policy that covers claims arising from an insured liability due to damage or injury (caused by negligence or acts of omission) during performance of his or her duties or business.

Property Coverage

Insurance that covers the owner or another person with an interest in a property.

Builders Risk

A form of property insurance, which covers buildings under construction

Umbrella / Excess

Insurance policy that covers amounts above those covered under one or more other primary policies, and which does not pay until the losses exceed a certain sum

Professional Liability

Insurance that protects professionals such as accountants, lawyers and physicians against negligence and other claims initiated by their clients

Employer Practices Liability

a type of coverage that protects businesses from the financial consequences associated with a variety of employment-related lawsuits

Commercial Auto

An insurance policy that covers a company's use of cars, trucks, vans and other vehicles in the course of carrying out its business

Cyber Liability

Cyber liability insurance, also known as cybersecurity insurance or cyber risk insurance, is a type of business insurance that protects companies from financial losses caused by cyber incidents. These incidents can include data breaches, viruses, hacking, denial of service, and cyber extortion.

Commercial Flood

Commercial flood insurance is a type of insurance that helps protect businesses from financial losses due to flooding. It can cover damage to a business's physical location, including the building and its contents. It can also cover some financial losses that may result from business interruption.

Directors & Officers

Directors and Officers (D&O) insurance protects company directors and officers from personal financial loss if they are sued by employees, customers, vendors, or other parties. D&O insurance can cover defense costs, settlements, and other costs associated with lawsuits and allegations of wrongful acts. It also protects the company itself if it faces litigation.

Media Liability

Media liability is a type of professional liability insurance that protects businesses and individuals who create and distribute media content from allegations of negligence in their communications. This includes media across online and offline platforms, such as social media, blogs, websites, advertising, broadcasting, publishing, and more.

Workers Compensation

a type of social insurance that provides medical care and cash benefits to employees who are injured or become ill due to their job. It also covers dependents of injured workers and pays death benefits to families of employees who die on the job. 

Disability & Paid Family Leave

In New York, the Disability Benefits Law (DBL) and Paid Family Leave (PFL) are state-mandated programs that provide short-term benefits to eligible employees who are unable to work

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